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Special Graduate Schools Graduate School of International Studies Department of International Business International Business 3. Theses(Master)

The Impact of Financial Literacy on the Overseas Filipino Workers' Savings or Investments

DC Field Value Language
dc.contributor.advisorYoung Kyun SONG-
dc.contributor.authorMBOE, RUDILIZA CULIAO-
dc.date.accessioned2022-11-29T02:31:56Z-
dc.date.available2022-11-29T02:31:56Z-
dc.date.issued2016-08-
dc.identifier.other22805-
dc.identifier.urihttps://dspace.ajou.ac.kr/handle/2018.oak/19423-
dc.description학위논문(석사)--Graduate School of International Studies Ajou University :국제경영학과,2016. 8-
dc.description.tableofcontentsCHAPTER I: INTRODUCTION 1 1.1 Introduction. 1 1.2 Purpose of the study.. 7 1.3 Significance of the study.. 7 CHAPTER II: CONCEPTUAL FRAMEWORK 8 2.1 Concept 8 2.2 Savings and Investments. 9 2.3 Theory 9 CHAPTER III: REVIEW OF RELATED LITERATURE 13 3.1 Financial Literacy Studies Conducted by Countries and their Results 14 CHAPTER IV: METHODOLOGY 17 4.1 Hypothesis of the study.. 17 4.2 Sources of Data .. 18 4.3 Data Collection Methods 18 4.4 The Questionnaire . 19 4.5 The Respondents 19 4.6 Scoring 20 CHAPTER V: EMPIRICAL ANALYSIS 21 5.1 Findings and Interpretations 21 CHAPTER VI: SUMMARY AND RECOMMENDATIONS 27 6.1 Summary 27 6.2 Delimitation of the study 28 6.3 Recommendations . 28 REFERENCES 30 APPENDIX 33-
dc.language.isoeng-
dc.publisherGraduate School of International Studies Ajou University-
dc.rights아주대학교 논문은 저작권에 의해 보호받습니다.-
dc.titleThe Impact of Financial Literacy on the Overseas Filipino Workers' Savings or Investments-
dc.typeThesis-
dc.contributor.affiliation아주대학교 국제대학원-
dc.contributor.department국제대학원 국제경영학과-
dc.date.awarded2016. 8-
dc.description.degreeMaster-
dc.identifier.localId758658-
dc.identifier.urlhttp://dcoll.ajou.ac.kr:9080/dcollection/jsp/common/DcLoOrgPer.jsp?sItemId=000000022805-
dc.subject.keywordFinancial Literacy-
dc.subject.keywordSavings and investments-
dc.description.alternativeAbstractThe Overseas Filipino Workers have been contributing well in the Philippine national economy for decades as they remit their salaries back to the country causing about 10% of GDP growth. The Philippine government has been depending on the OFWs’ remittances for foreign currency reserve. Overseas jobs have been the solution of the Philippines of its unemployment issues but as more and more Filipino workers are going out of the country, the Philippine government is facing another problem which is “brain drain” as more and more professionals are leaving the country to work in different countries around the world. The Philippine government then realized that OFWs are possible new investors in the nation and this could solve both unemployment and “brain drain” if successfully attained. However, many of the OFWs could not save nor invest due to different factors such as family size, contract duration, and cost of work, debt, salary level, and availability of financial markets. The main factor considered is the low financial literacy of the OFWs that they don’t know how to manage their resources so they cannot save nor invest. This paper proves that financial literacy positively affects the growth of the OFWs savings or investments. Such a finding implies that OFWs can save or invest better if they have proper financial literacy education that the government should train them before leaving the country.-
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Special Graduate Schools > Graduate School of International Studies > Department of International Business > International Business > 3. Theses(Master)
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